Emergency Savings Account – A Financial Safety Net
What is an Emergency Fund? An emergency fund is cash that is easily accessible only in case of an emergency. Unexpected financial events can come in many forms. Here are some
Saving & Investing Resources
I-Bonds Paying Interest Rate of 5.27%
Savings Bonds are often considered a safe and trustworthy investment because the U.S. government backs them. There are different types of savings bonds, the most recent and one of the most popular types being the I Bond. A key feature of the I Bond is that it is inflation-protected.
Saver’s Tax Credit
Millions of working Americans are missing out on a valuable tax credit – The IRS’ Retirement Savings Contribution Credit, or Saver’s Tax Credit. The 18th Annual Transamerica Retirement Survey found that
Monthly Budget Worksheet
Taking the time to understand where your money goes can make a big difference in your financial situation. This monthly budget worksheet can help you get on top of your finances.
Think Twice Before Tapping Your 401(k) for Short-Term Needs
By Spencer Williams, Retirement Clearinghouse Published on March 30, 2020 In extraordinary times like these, it is understandable that Americans need emergency cash injections to pay expenses. But before tapping their
and…The Pay Gap’s Connected to the Retirement Gap!
Most people are familiar with the well-known “gender wage gap,” men out-earning women an average 18 cents on the dollar. But it is less well known how the lack of pay
COVID-19 Resources
WISER’s COVID-19 Financial Resources – Infographic Renter Resources Homeowner Resources The CARES Act and Your Retirement Plan COVID-19 Top Three Scams ADDITIONAL RESOURCES Administration for Community
“I’m Ready to Save, Now What?” The Basics of Saving and Investing
It can seem intimidating to start investing, but once you have enough money to cover your living expenses and have accumulated some emergency savings, investing is an important next step. Whether
The Beginner’s Guide to Saving and Investing
So your parents or your colleagues or maybe just your conscience is on your case to stop spending everything you earn and start saving and investing some of that hard-earned money.
5 Money Mistakes Women Should Avoid
Here are some common mistakes that a lot of women make and that you can learn to avoid: Debt Learn to live below your means. If you don’t have cash to