Women's Institute For A Secure Retirement

Social Security is the foundation of retirement income for most Americans. That is why it is important to learn about how Social Security works and understand what your options are so you can get the benefit you deserve and avoid costly mistakes.

To get started, check out WISER's guide, Social Security: What Every Woman Needs To Know or download the PDF. For more resources, visit the Social Security section of the website and be sure to sign up for your online Social Security account at ssa.gov/myaccount.

The U.S. Department of Labor issued an Advisory Opinion that will pave the way in making auto portability a reality. Auto portability provides seamless portability for retirement plan participants when they change jobs. Each year, 14.8 million plan participants will change jobs and 31% of those workers will cash out their retirement savings completely within the first year after a job change.

This news is especially good for women who often hold smaller account balances. Learn more about auto portability and the Advisory Opinion and check out this infographic which highlights the importance of preserving small account balances.

Millions of working Americans are missing out on a valuable tax credit - The Saver's Credit. The Saver's Credit is available to low- to moderate- income workers who are saving for retirement, and it is effectively a federal match for retirement contributions. But only one in four workers potentially eligible to claim it are aware of it.

Learn more about the Saver's Credit.