WISER’s Your Future Paycheck® Calculator

WISER’s Your Future Paycheck® calculator is an annuity calculator that allows you to see how a lump sum payment can be converted into a monthly amount. Below, see examples of annuity income based upon 1) monthly income or 2) investment amount.

The “Your Future Paycheck®” calculator is powered by Income Solutions® and donated as an educational tool from Hueler Investment Services, Inc.

Calculator Examples

With the calculator you have two options. Examples were calculated in February 2021. Our calculator uses real time data and results may vary.

Option 1: Enter the monthly income needed to calculate the lump sum cost of an annuity

Example: Shari is 59 years old and knows that she will need $1,000 a month to pay her bills and cover her expenses. She expects to need the annuity income beginning at age 72. Based on this information, the calculator shows that she will need $129,094. to purchase a single life annuity.

Option 2: Enter the lump sum amount you have to invest to calculate monthly income

Example: Paula is 63 years old and has $100,000 to invest in an annuity. She wants to know what that will translate to in monthly income beginning at age 75. Based on this information, the calculator shows that she would receive $846. a month with a single life annuity.


For both options, you can get an estimate for an annuity for both you and your spouse/partner.

The “Your Future Paycheck®” Lifetime Income Calculator is donated as an educational tool from Hueler Investment Services, Inc. and is powered by Income Solutions® which is a registered trademark of Hueler Investment Services, Inc. and used under license. United States Patent No. 7,653,560. 

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