March 19, 2021 By Cindy Hounsell, President, Women’s Institute for a Secure Retirement (originally posted on Social Security Matters’ blog) One day in 1939, Ida May Fuller stopped by the local Social Security office in her hometown of Rutland, Vermont, …
Financial To-Do’s for the Decades Slides
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WISER Celebrates America Saves Week
February 26, 2021 – This past week, organizations and individuals across the country celebrated America Saves Week. WISER is proud to be a partner in this effort to help Americans on the road to increased savings. As the celebration wraps …
Emergency Savings Account – A WISE Investment
Life is full unexpected emergencies and expenses. No matter your age or income, everyone needs an emergency savings fund. According to the Transamerica Center for Retirement Studies, having emergency savings to cover unexpected major financial setbacks could help workers avoid …
What Is The BENES Act And Why Is It Important?
December 8, 2020 The Beneficiary Enrollment Notification & Eligibility Simplification Act (BENES Act), a House Appropriations Bill, was passed. It is important, because the changes will impact seniors on Medicare. BENES Act provisions improve Medicare enrollment education outreach to beneficiaries, …
The Pandemic, Women, and the Push Toward Part-Time Work
November 18, 2020 – by Jeanne de Cervens, Founder and President of JdeC Strategies, LLC. The gains women have made in the workforce and in financial independence are now at risk due to the disproportionate impact of the pandemic. Nearly …
Legal Agreements for Families and Caregivers
There are an estimated 53 million adult caregivers in the United States and nearly one in five (19%) are providing unpaid care to an adult with health or functional needs. In addition, sixty-one percent of caregivers are women and are …
‘Saver’s Tax What?’ A Key Tool for Retirement Savers – Who Knew?
October 20, 2020 – Since October is National Retirement Security Month, let’s hear it for everyone giving their all on the job, and saving for the day when they can finally retire. They deserve cheers — especially those earning moderate incomes. But …
Guides for “Managing Someone Else’s Money”
The “Managing Someone Else’s Money” guides can help you understand your role as a financial caregiver, also called a fiduciary. Each guide explains your responsibilities as a fiduciary, how to spot financial exploitation, and avoid scams. Each guide also includes …
Saver’s Tax Credit
Millions of working Americans are missing out on a valuable tax credit – The IRS’ Retirement Savings Contribution Credit or Saver’s Credit. The 18th Annual Transamerica Retirement Survey found that an alarming 72 percent of women are unaware of the …