Financial To-Do’s for the Decades
In Your 20s Check out benefits that come with jobs. Consider the benefits—401(k), 403(b), pension, health, and other insurance—and not just salary. You may be
WISER Blog Posts
5 Money Mistakes Women Should Avoid
Here are some common mistakes that a lot of women make and that you can learn to avoid: Debt Learn to live below your means.
Roth Individual Retirement Accounts (IRAs)
An Individual Retirement Account (IRA) is a convenient way for all working people to save for their retirement. You pay taxes on the money you
10 Ways Women (and Men) Can SAVE Themselves from Retirement Shortfalls
Save More. Most people do not think about financial matters from a long-term perspective so they do not estimate how much money they will need
Traditional Individual Retirement Accounts (IRAs)
An Individual Retirement Account or IRA provides a convenient way for all working people to save for their retirement. A traditional IRA is a tax-deferred
Get Your Ducks in a Row! Adding up your sources of retirement income
WISER’s retirement income worksheet, Get Your Ducks in a Row, will help you to organize each of your sources of retirement income, so there is
Spousal IRAs
What is it? A spousal IRA is a type of individual retirement account that allows a working spouse to contribute to a non-earning spouse’s retirement
Retirement Planning Calculators
Preparing for retirement is not just about saving money, it’s also about knowing how much you will need in retirement and creating a plan that
Employer Retirement Plans: Two Basic Types
There are two basic types of retirement plans typically offered by employers – defined benefit plans and defined contribution plans. Defined Benefit Plans In a
U.S. Savings Bonds
Savings bonds are securities issued by the U.S. Treasury Department. They provide funding dollars for the U.S. government, and in return for using your money,