A popular and convenient gift for any occasion is a gift card. Unfortunately, gift cards are also popular and convenient among scammers. So what is a gift card scam? Typically, a scammer tells you that you owe money for an …
5 Things Mothers Should Tell Daughters about Money and Retirement
Older women have a wealth of experience and information to offer to younger women. WISER encourages all mothers, grandmothers and other women to share their money experiences with a daughter, granddaughter or another young woman in their life. Helping a …
Three Retirement Planning Tips For Women
March 19, 2021 By Cindy Hounsell, President, Women’s Institute for a Secure Retirement (originally posted on Social Security Matters’ blog) One day in 1939, Ida May Fuller stopped by the local Social Security office in her hometown of Rutland, Vermont, …
Emergency Savings Account – A WISE Investment
Life is full unexpected emergencies and expenses. No matter your age or income, everyone needs an emergency savings fund. According to the Transamerica Center for Retirement Studies, having emergency savings to cover unexpected major financial setbacks could help workers avoid …
What Is The BENES Act And Why Is It Important?
December 8, 2020 The Beneficiary Enrollment Notification & Eligibility Simplification Act (BENES Act), a House Appropriations Bill, was passed. It is important, because the changes will impact seniors on Medicare. BENES Act provisions improve Medicare enrollment education outreach to beneficiaries, …
Legal Agreements for Families and Caregivers
There are an estimated 53 million adult caregivers in the United States and nearly one in five (19%) are providing unpaid care to an adult with health or functional needs. In addition, sixty-one percent of caregivers are women and are …
Keeping Your Money Safe as You Age: A Report from the Society of Actuaries
October 2020 – A recent release from the Society of Actuaries — Thinking Ahead: Informing the Design of a Roadmap for Keeping Your Money Safe as You Age, is research aimed at understanding the barriers to and facilitators of advance …
Guides for “Managing Someone Else’s Money”
The “Managing Someone Else’s Money” guides can help you understand your role as a financial caregiver, also called a fiduciary. Each guide explains your responsibilities as a fiduciary, how to spot financial exploitation, and avoid scams. Each guide also includes …
Saver’s Tax Credit
Millions of working Americans are missing out on a valuable tax credit – The IRS’ Retirement Savings Contribution Credit or Saver’s Credit. The 18th Annual Transamerica Retirement Survey found that an alarming 72 percent of women are unaware of the …
The Working Woman’s Retirement Plan Checklist
What women need to know: Have you earned a retirement benefit(s) at any of your jobs? Do you know how much your benefit(s) will be? Do you know what happens to your benefit if you change jobs? Do you know …