Roth Individual Retirement Accounts (IRAs)
An Individual Retirement Account (IRA) is a convenient way for all working people to save for their retirement. You pay taxes on the money you
WISER Blog Posts
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Traditional Individual Retirement Accounts (IRAs)
An Individual Retirement Account or IRA provides a convenient way for all working people to save for their retirement. A traditional IRA is a tax-deferred
Spousal IRAs
What is it? A spousal IRA is a type of individual retirement account that allows a working spouse to contribute to a non-earning spouse’s retirement
Employer Retirement Plans: Two Basic Types
There are two basic types of retirement plans typically offered by employers – defined benefit plans and defined contribution plans. Defined Benefit Plans In a
U.S. Savings Bonds
Savings bonds are securities issued by the U.S. Treasury Department. They provide funding dollars for the U.S. government, and in return for using your money,
Mutual Funds – The Basics
Mutual funds are investments that pool together the money of thousands of small investors and invest this money in stocks, bonds and/or other securities. Instead
Benefits Checklist: Questions to Ask Your Employer
Employers offer a wide range of benefits. Some of benefits will require deductions from your current paycheck and some will affect your future paycheck. Ask
Mutual Fund Fees and Expenses
Why is it important to pay attention to mutual fun expenses? All mutual funds charge you some fees to cover on-going expenses, but the amount
Financial Planner Alert
Looking for a Financial Advisor? Do your homework first. The key to choosing a planner is knowing what services they provide and what services you
How to Find a Financial Planner
Many people learn about financial planning by reading. They cull through the financial pages in newspapers or online and read financial magazines and books. But